Tasas De Préstamo

Tasas vigentes a partir de
03/01/2025

Préstamos Para Automóviles

Responsive Auto Loans Table
Model Year APR As Low As Term Approx Pmt Per $1,000
2020 & Newer 6.74% Up to 84 months (36k miles max, $30k min) $14.97
5.99% Up to 72 months (60k miles max) $16.57
5.74% Up to 60 months (84k miles max) $19.21
5.74% Up to 48 months (120k miles max) $23.37
5.74% Up to 36 months $30.30
2019 – 2015 6.49% Refer to mileage guidelines above $30.64
2014 & Older 6.99% Refer to mileage guidelines above $30.87

Préstamos De Primera Hipoteca

Responsive Mortgage Loans Table
Type Rate As Low As Term Approx Pmt Per $1,000
1st Mortgage, fixed rate 6.490% / 6.609% APR 15 Years $8.71
1st Mortgage, fixed rate 5.990% / 6.155% APR 10 Years $11.10
1st Mortgage, fixed rate 5.740% / 5.967% APR 7 Years $14.48
1st Mortgage, fixed rate 5.490% / 5.800% APR 5 Years $19.10

Máximo 80% LTV. La APR mostrada asume un monto de préstamo de $250,000.

Agregue 1/2% para términos balloon y préstamos jumbo.

Propiedades no ocupadas por el propietario/inversión:

Agregue 1% a la tasa.

Tarifa de originación del 1% más costos transferidos.

NMLS #640476

Tasas De Segunda Hipoteca

Responsive Mortgage Loans Table
Type Rate As Low As Term Approx Pmt Per $1,000
2nd Mortgage, fixed rate 7.990% / 8.114% APR 15 Years $9.55
2nd Mortgage, fixed rate 7.490% / 7.660% APR 10 Years $11.86
2nd Mortgage, fixed rate 7.240% / 7.472% APR 7 Years $15.21
2nd Mortgage, fixed rate 6.990% / 7.304% APR 5 Years $19.80
Home Equity Credit Line 7.750% APR 5 year initial draw period, 15 year repayment term. $9.41

Las tasas mostradas son para un préstamo con un valor de hasta el 80% del valor de la propiedad; pueden estar disponibles tasas más bajas para un LTV menor.

Las tarifas estimadas para establecer una Línea de Crédito sobre el Valor de la Vivienda con tasa variable oscilan entre $250 y $650. Tasa variable desde tan solo Prime + 0%. APR máxima del 12%. La tasa de porcentaje anual puede variar después de abrir la cuenta. Comuníquese con la cooperativa de crédito para conocer tasas y términos adicionales.

NMLS #640476

Vehículos Recreativos Pequeños (menos de $25 000)

Responsive Model Year Loans Table
Model Year APR As Low As Term Approx Pmt Per $1,000
2019 & Newer 8.74% 5 Years $20.63
2018 - 2015 8.74% 3 1/2 Years $27.72

e ofrece un descuento adicional del 1.00% en la tasa sobre las tasas mencionadas para cuentas de cheques con recompensas.

Vehículos Recreativos Grandes (más de $25 000)

Responsive Model Year Loans Table
Model Year APR As Low As Term Approx Pmt Per $1,000
2016 & Newer 8.74% 12 Years $11.23
2015 - 2011 8.74% 10 Years $12.53

e ofrece un descuento adicional del 1.00% en la tasa sobre las tasas mencionadas para cuentas de cheques con recompensas.

Otros Préstamos

Responsive Loan Types Table
Type APR As Low As Term Approx Pmt Per $1,000
Personal Loans 11.99% Up to 5 Years as low as $22.75
Visa Platinum Card 12.75% Revolving, Variable Rate as low as Prime +5.0% $25.00 Minimum
Express Line of Credit 16.00% Revolving $25.00 Minimum
Certificate Secured 2.50% Above certificate rate for term of certificate Varies

Tasas de ahorro

Tasas vigentes a partir de
2/5/2024

Recompensas

Responsive Account Types Table
Account Type Dividend Rate APY up to Notes
Cash Checking up to 5.84% 6.00% Earn 6.00% APY on the first $10,000
Cash Back Checking 0.00% 0.00% Earn 6% cash back on up to $200 in debit card purchases monthly.
Saver up to 4.08% 4.00% Earn 4.00% APY on the first $250k

Las tasas son variables y pueden cambiar en cualquier momento después de la apertura de la cuenta. Las tarifas pueden reducir las ganancias.

Para calificar para recompensas, los siguientes requisitos deben estar activos y todas las transacciones y actividades deben registrarse y liquidarse en su cuenta Cash o Cash Back durante cada ciclo de calificación mensual:

  • Al menos 1 depósito directo, crédito ACH o transacción de pago ACH
  • Al menos 12 compras con tarjeta de débito
  • Estar inscrito y haber aceptado recibir estados de cuenta electrónicos en lugar de estados en papel
  • Mantener una dirección de correo electrónico válida registrada en nuestra cooperativa de crédito

Se requiere una cuenta de cheques Cash o Cash Back calificada para abrir o recibir recompensas en una cuenta Saver.

Gane 4.50% de Rendimiento Porcentual Anual (APY) en los primeros $250,000 en Saver, luego 1.00% de Tasa de Porcentaje Anual (APR) sobre el saldo superior a $250,000.

  • El APY para toda la cuenta varía entre 4.500% y 1.092%, dependiendo del saldo.
  • Depósito mínimo de apertura: $25.
  • No se requiere saldo mínimo para ganar el dividendo establecido.

 

Gane 6.00% de Rendimiento Porcentual Anual (APY) en los primeros $10,000 en Cash Checking, luego 1.00% de Tasa de Porcentaje Anual (APR) sobre el saldo superior a $10,000.

  • El APY para toda la cuenta varía entre 6.000% y 1.205%, dependiendo del saldo.
  • Depósito mínimo de apertura: $5.
  • No se requiere saldo mínimo para ganar el dividendo establecido.

Certificados De Acciones

Responsive Term and Dividend Rates Table
Term Dividend Rate (Traditional) APY Dividend Rate (IRA) APY Dividend Rate (Youth) APY
6 Month 4.43% 4.50% 4.43% 4.50% 4.43% 4.50%
12 Month 4.18% 4.25% 4.18% 4.25% 4.18% 4.25%
18 Month 3.94% 4.00% 3.94% 4.00% 3.94% 4.00%
2 Year 3.70% 3.75% 3.70% 3.75% 3.70% 3.75%
3 Year 3.65% 3.70% 3.65% 3.70% 3.65% 3.70%
4 Year 3.65% 3.70% 3.65% 3.70% 3.65% 3.70%
5 Year 3.65% 3.70% 3.65% 3.70% 3.65% 3.70%

Las tasas de dividendos son vigentes a la fecha indicada anteriormente. $1,000 mínimo requerido para abrir una cuenta de certificado tradicional o IRA; $500 mínimo requerido para abrir un certificado juvenil. No se requiere saldo mínimo para ganar el dividendo establecido. Las tarifas pueden reducir las ganancias.

Se aplicará una penalización por el retiro de fondos antes del vencimiento. Para certificados con un vencimiento original de menos de 2 años, la penalización equivale a 90 días de dividendos. Para certificados con un vencimiento original de 2 años o más, la penalización equivale a 180 días de dividendos.

Mercado De Dinero

Responsive Balance and Dividend Rates Table
Balance Dividend Rate APY
$50,000 and up 1.98% 2.00%
$10,000-$49,999 1.74% 1.75%
$2,500-$9,999 1.49% 1.50%
Less than $2,500 0.05% 0.05%

Las tasas son variables y pueden cambiar en cualquier momento después de la apertura de la cuenta. Los dividendos se pagan mensualmente. Se requiere un mínimo de $1,000 para abrir la cuenta. No se requiere saldo mínimo para ganar el dividendo establecido. Las tarifas pueden reducir las ganancias. Las tasas son precisas a la fecha indicada anteriormente. Límite de 6 retiros por mes.

Compartir Ahorros

Responsive Type and Dividend Rates Table
Type Dividend Rate APY Min. Opening Balance
Regular Shares 0.05% 0.05% $25.00
IRA Shares 0.15% 0.15% $1,000.00

Las tasas son variables y pueden cambiar en cualquier momento después de la apertura de la cuenta. Los dividendos se pagan mensualmente. Se requiere un saldo mínimo de $100 para ganar el dividendo establecido. Las tarifas pueden reducir las ganancias. Las tasas son precisas a la fecha indicada anteriormente.

APY significa Rendimiento Porcentual Anual (Annual Percentage Yield).

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